What are Uninsured Motorists Bodily Injury and Underinsured Motorists Bodily Injury limits? - Tri-State News, Weather & Sports

What are Uninsured Motorists Bodily Injury and Underinsured Motorists Bodily Injury limits?

Uninsured Motorists Bodily Injury pays if you are injured in an accident that is not your fault and the at fault party does not have insurance. After your Kentucky No Fault is exhausted, your Uninsured Motorists picks up to pay on your medical expenses.

Underinsured Motorists Bodily Injury is only different in that, the at fault party does have insurance, but it your medical expenses are so extensive that your Kentucky No Fault and the at fault party’s Bodily Injury Liability are both exhausted, then your Underinsured Motorists picks up to pay your medical expenses.

In Indiana, Uninsured Motorist Property Damage is also available for damage to your auto by an uninsured driver.

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