What is Kentucky No Fault? - Tri-State News, Weather & Sports

What is Kentucky No Fault?

Kentucky No Fault means that your own insurance policy pays for your medical bills regardless of who is at fault.

The basic limit is $10,000, you can purchase more.

Kentucky No Fault may be listed on your policy as Personal Injury Protection or PIP.

If another party is at fault, your medical bills will be paid by the at-fault party’s insurance after your PIP limits is exhausted.

In Indiana, Medical Payments coverage is available instead of Kentucky No Fault.

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