What do the liability limits mean on my auto insurance policy? - Tri-State News, Weather & Sports

What do the liability limits mean on my auto insurance policy?

Split liability limits shown as 25/50/25, means you have $25,000 on bodily injury liability per person, $50,000 bodily injury liability per accident and $25,000 property damage liability. Property damage liability is available at $10,000 also, but I would not recommend having this low of a limit, it cost very little to have at least $25,000 property damage liability.

Higher limits are available for bodily injury and property damage, also some companies offer combined single limits liability, which means Bodily Injury and Property Damage liability is covered under one limit, such as $100,000 combined single limits. Discuss your needs with your agent. Liability limits are paid to the other party, in the event of an accident that is your fault.

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